To be with Nicole Woodruff, you’ll need to be smart with your money and have good credit. Finance is the beautiful California girl’s field of choice, and she’s eager to further her career. “Everyone deserves to make the best of the money they work so hard for,” says blonde-haired Nicole. “If I can help others live comfortably, I would be fulfilled.” Our all-natural Cybergirl of the Week for June 23, 2003 admits to being one of the sexiest and naughtiest women working in finance. How many people could honestly say their financial advisor is a Playboy model who loves to wear short shorts without panties? “I discretely flash naughty areas while watching TV or cleaning while I pretend I have no idea what I’m showing,” giggles Miss Woodruff. Our CGOW is just full of surprises.